For workers in Ellicott City who’ve suffered an injury on the job, hiring a Workers’ Compensation Lawyer is essential. Without legal guidance, nearly 74% of injured individuals risk missing out on entitled benefits or struggling with insurance challenges.
Though employers are obligated to provide workers’ compensation coverage, it’s up to the insurer and the Maryland Workers’ Compensation Commission to decide on benefits. A knowledgeable lawyer can assist you in navigating the claims process to get the support you’re owed
Our Clients Love Us!
Since 1999, Jason Shultz, the founder of Shultz Legal, has been advocating for injured workers, beginning his career as a union organizer for the AFL-CIO and SEIU. Recognized annually as a “Top Rated Workers’ Compensation Attorney” and a “Rising Star” by Super Lawyers since 2014, he achieved the title of “Super Lawyer” in 2020. Sara El-Shall, our other attorney, has also been acknowledged as a Rising Star by Super Lawyers every year since 2019.
Hire Shultz As Your Ellicott City Workers’ Compensation Lawyer
Suffering an injury that prevents you from living your life to the fullest can have significant consequences, both financially and emotionally. The inability to earn a living can lead to financial instability, mounting medical bills, and an uncertain future. When facing these challenges, it is crucial to seek the assistance of a personal injury attorney in Maryland.
– Jason Shultz
Who Do We Help In Ellicott City?
Shultz Legal proudly assists Ellicott City residents from diverse professions in navigating the Workers’ Compensation process. We’re committed to advocating for clients such as union members and police officers, who encounter specific risks and protections under Maryland Workers’ Compensation Law. Our skilled legal team understands these complexities and is ready to guide you.
Contact us today to secure the benefits you’re owed.
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What Injuries are Covered by Workers’ Compensation Insurance?
In Ellicott City, not all job-related injuries are eligible for workers’ compensation benefits. The Maryland Workers’ Compensation Commission states that injuries must be “accidental personal injuries arising out of and in the course of employment,” which makes the circumstances of the injury very important.
For instance, injuries must be directly related to work duties, take place during work hours, and be caused by employment conditions. Injuries outside work duties or due to intentional actions are generally not covered. Gradual injuries, like repetitive strain, may qualify but often face stricter examination.
Maryland also covers certain occupational diseases that result from prolonged exposure to workplace hazards, like chemicals or fumes. Conditions such as respiratory or skin issues may qualify if they stem from job-related exposure.
The Commission closely reviews each claim, and a workers’ compensation attorney can help navigate the process and build a strong case.
A Closer Look at Maryland Workers’ Compensation Laws
The Maryland Workers’ Compensation Commission plays a central role in managing and regulating workers’ compensation claims within the state. Its duties encompass:
- Defining what constitutes a payable injury
- Reviewing cases where injuries occurred during employment
- Investigating accidents caused by third-party negligence during work hours
- Determining if illnesses arising from workplace injuries qualify for workers’ compensation benefits
How To File For Workers’ Compensation in Ellicott City
If you’re hurt on the job in Ellicott City, report the injury to your employer within ten days and complete any provided accident report to officially document it. For occupational illnesses—conditions developed from long-term exposure to workplace risks—you have one year to report in Maryland.
After notifying your employer, they should file a claim with their insurer. Seek medical care right away if your injury requires immediate attention.
Then, file your claim with the Maryland Workers’ Compensation Commission within 60 days to ensure it’s recorded. The insurer has 21 days from submission to evaluate and respond to your benefits request.
Why Your Workers Comp Claim Might Be Denied
Workers’ compensation claims may be denied for numerous reasons, potentially leaving injured employees without essential benefits to cover medical bills and lost income. Common reasons for denial include incomplete or inaccurate applications, which can lead to delays or outright rejections. Even minor errors or missing information can impact eligibility, highlighting the need for a thoroughly prepared application.
The nature of the injury itself may also affect approval. Injuries that are difficult to link directly to work tasks or occur outside typical job duties often receive greater scrutiny. Claims may be denied if there’s any question of whether the injury truly happened “in the course of employment.”
Working with an experienced workers’ comp attorney can greatly improve your chances of approval. An attorney can help gather required documents, organize medical records, and clearly demonstrate how the injury connects to your job. This support can help you avoid common mistakes, reduce the risk of claim denial, and increase the likelihood of a favorable outcome, especially if disputes with the insurer arise.
How to Appeal a Workers’ Compensation Denial in Ellicott City
If your workers’ compensation claim is denied, the appeals process can be challenging, making it wise to consult an experienced attorney who can guide you through each step. To begin the appeal, you must submit an issues form to the Maryland Workers’ Compensation Commission (MWCC). This form initiates a review of your case, and a commissioner will evaluate your claim to determine whether benefits are warranted.
If you disagree with the commissioner’s decision, you have 15 days to request a rehearing, though rehearings are often difficult to secure. An attorney can help strengthen your request by identifying and addressing areas in your case that need clarification or additional evidence, increasing your chances of a favorable outcome.
Should the rehearing request be denied, you still have options. You can escalate your case to the Maryland Circuit Court, where a judge will conduct an independent review of your claim. If necessary, you can further appeal to the Maryland Court of Special Appeals. This multi-step appeals process can be complex and lengthy, but with skilled legal support, you’ll have a better chance of securing the benefits you’re entitled to.
What Benefits are Available to Injured Workers?
There are several different types of benefits available to injured workers. These include:
- Temporary Partial Disability Benefits
- Permanent Total Disability Benefits
- Permanent Partial Disability Benefits
- Medical/Hospitalization Benefits
- Wage Reimbursement Benefits
- Vocational Rehabilitation Benefits
For the full details on the types of benefits available, view the MWCC’s overview.
Contact A Ellicott City Workers’ Compensation Lawyer Today!
Suffering a work-related injury can make navigating the workers’ compensation process stressful. The experienced team at Shultz Legal is dedicated to helping you get the benefits and support you need during this challenging time. Rely on Shultz Legal in Ellicott City for the guidance and representation essential to a strong claim.
Contact us today to take your first step toward fair compensation and the peace of mind you’re looking for!
