If you’ve experienced a workplace injury in Elkridge, consulting a Workers’ Compensation Lawyer is a crucial step. Without professional legal assistance, nearly 74% of workers risk losing benefits or facing insurer issues.
Even though employers must provide workers’ compensation insurance, the final benefits decision is made by the insurer and the Maryland Workers’ Compensation Commission. A skilled attorney can help guide you through the process to ensure you receive the benefits you deserve.
Our Clients Love Us!
Since 1999, Jason Shultz, the founder of Shultz Legal, has been advocating for injured workers, beginning his career as a union organizer for the AFL-CIO and SEIU. Recognized annually as a “Top Rated Workers’ Compensation Attorney” and a “Rising Star” by Super Lawyers since 2014, he achieved the title of “Super Lawyer” in 2020. Sara El-Shall, our other attorney, has also been acknowledged as a Rising Star by Super Lawyers every year since 2019.
Hire Shultz As Your Elkridge Workers’ Compensation Lawyer
Suffering an injury that prevents you from living your life to the fullest can have significant consequences, both financially and emotionally. The inability to earn a living can lead to financial instability, mounting medical bills, and an uncertain future. When facing these challenges, it is crucial to seek the assistance of a personal injury attorney in Maryland.
– Jason Shultz
Who Do We Help In Elkridge?
At Shultz Legal, we are committed to guiding Elkridge residents of all professional backgrounds through the Workers’ Compensation process. We proudly represent clients like union members and police officers, who face unique risks and enjoy special protections under Maryland Workers’ Compensation Law. Our knowledgeable attorneys are here to provide the support you need.
Contact us today to ensure you receive the benefits you’re entitled to.
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What Injuries are Covered by Workers’ Compensation Insurance?
Not all workplace injuries in Elkridge qualify for workers’ compensation benefits. The Maryland Workers’ Compensation Commission requires that injuries must be “accidental personal injuries arising out of and in the course of employment,” meaning that the specifics of the injury are crucial.
For example, injuries must be tied to job duties, occur during work hours, and be due to work conditions. Incidents outside job duties or resulting from intentional actions may not be covered. Gradual injuries, like repetitive stress injuries, may qualify but are often scrutinized more closely.
Maryland also recognizes certain occupational diseases that stem from ongoing exposure to hazardous materials in the workplace, like toxic fumes or chemicals. Health issues such as respiratory or skin conditions may qualify if they’re directly related to workplace exposure.
The Commission carefully reviews each case, and a workers’ compensation attorney can help guide you through the process to improve your claim.
A Closer Look at Maryland Workers’ Compensation Laws
The Maryland Workers’ Compensation Commission plays a central role in managing and regulating workers’ compensation claims within the state. Its duties encompass:
- Defining what constitutes a payable injury
- Reviewing cases where injuries occurred during employment
- Investigating accidents caused by third-party negligence during work hours
- Determining if illnesses arising from workplace injuries qualify for workers’ compensation benefits
How To File For Workers’ Compensation in Elkridge
When injured at work in Elkridge, notify your employer within ten days and fill out an accident report to document the injury. For work-related illnesses, like those due to long-term exposure to hazardous materials, Maryland law allows one year to report the condition.
Once your employer is informed, they should start the claims process with their insurance provider. If you need immediate medical care, don’t hesitate to see a doctor and begin treatment.
You’ll also need to file a claim with the Maryland Workers’ Compensation Commission within 60 days of the injury. The insurer then has 21 days to review and decide on your benefits request.
Why Your Workers Comp Claim Might Be Denied
Workers’ compensation claims may be denied for numerous reasons, potentially leaving injured employees without essential benefits to cover medical bills and lost income. Common reasons for denial include incomplete or inaccurate applications, which can lead to delays or outright rejections. Even minor errors or missing information can impact eligibility, highlighting the need for a thoroughly prepared application.
The nature of the injury itself may also affect approval. Injuries that are difficult to link directly to work tasks or occur outside typical job duties often receive greater scrutiny. Claims may be denied if there’s any question of whether the injury truly happened “in the course of employment.”
Working with an experienced workers’ comp attorney can greatly improve your chances of approval. An attorney can help gather required documents, organize medical records, and clearly demonstrate how the injury connects to your job. This support can help you avoid common mistakes, reduce the risk of claim denial, and increase the likelihood of a favorable outcome, especially if disputes with the insurer arise.
How to Appeal a Workers’ Compensation Denial in Elkridge
If your workers’ compensation claim is denied, the appeals process can be challenging, making it wise to consult an experienced attorney who can guide you through each step. To begin the appeal, you must submit an issues form to the Maryland Workers’ Compensation Commission (MWCC). This form initiates a review of your case, and a commissioner will evaluate your claim to determine whether benefits are warranted.
If you disagree with the commissioner’s decision, you have 15 days to request a rehearing, though rehearings are often difficult to secure. An attorney can help strengthen your request by identifying and addressing areas in your case that need clarification or additional evidence, increasing your chances of a favorable outcome.
Should the rehearing request be denied, you still have options. You can escalate your case to the Maryland Circuit Court, where a judge will conduct an independent review of your claim. If necessary, you can further appeal to the Maryland Court of Special Appeals. This multi-step appeals process can be complex and lengthy, but with skilled legal support, you’ll have a better chance of securing the benefits you’re entitled to.
What Benefits are Available to Injured Workers?
There are several different types of benefits available to injured workers. These include:
- Temporary Partial Disability Benefits
- Permanent Total Disability Benefits
- Permanent Partial Disability Benefits
- Medical/Hospitalization Benefits
- Wage Reimbursement Benefits
- Vocational Rehabilitation Benefits
For the full details on the types of benefits available, view the MWCC’s overview.
Contact A Elkridge Workers’ Compensation Lawyer Today!
If you’ve sustained a work-related injury, the workers’ compensation process can feel intimidating. The dedicated team at Shultz Legal is here to help you access the benefits and support you need. Trust Shultz Legal in Elkridge for the advocacy and guidance necessary to strengthen your claim.
Get in touch today to take the first step toward the fair compensation and peace of mind you deserve!
