Average Workers’ Comp Settlement for Torn ACL

The average workers’ compensation settlement for a torn ACL typically ranges from $32,000 to $80,000, depending on various factors. In more severe cases requiring reconstruction surgery or resulting in long-term impairment, settlements can exceed $80,000. The average workers' compensation cost for a knee injury totals $36,851, with $18,388 allocated for medical expenses and $18,193 for indemnity.

At Shultz Legal, we specialize in helping injured workers secure the compensation they deserve. Read on to learn more about how settlements for ACL injuries are determined or contact us today for a free consultation.

Key Factors Affecting Workers’ Compensation Settlements for Torn ACL

Several factors influence the settlement amount for a torn ACL. Understanding these can help you navigate your claim effectively and maximize your compensation.

Factor	Impact on Settlement
Severity of Injury	More severe cases, such as complete ACL tears requiring reconstruction surgery, result in higher settlements.
Medical Expenses	Includes costs for surgery ($7,500–$14,000), physical therapy, and ongoing care ($18,000–$38,000).
Lost Wages	Compensation for time missed from work, typically around $17,000 to $22,500, calculated based on wages.
Permanent Impairment	Long-term disability or permanent work restrictions significantly increase settlement value.
Pre-existing Conditions	May reduce settlement if the injury is partially attributable to a prior condition.

Typical Settlement Components for Torn ACL

Workers’ comp settlements for torn ACL injuries generally include:

Medical Expenses

Medical costs account for a significant portion of the settlement. Treatment typically involves:

ACL reconstruction surgery: $7,500 to $14,000
Rehabilitation and physical therapy: $1,000 to $2,000 per month for several months
Ongoing care for complications: Up to $38,000 in severe cases

Indemnity Benefits (Lost Wages)

Lost wages due to missed work during recovery are calculated as a percentage of the injured worker's average weekly wage. Settlements often include $17,000 to $22,500 for lost wages, depending on the recovery timeline and the worker's salary.

Future Medical Needs and Permanent Disability

If the injury results in long-term impairment or requires future surgeries, these costs can add significant value to the settlement. Cases with permanent disability often exceed the average range.

How to Maximize Your Settlement for a Torn ACL

If you’ve sustained a workplace ACL injury, follow these steps to ensure you receive the full compensation you deserve:

1. Seek Immediate Medical Care

Prompt medical attention is essential to establish the severity of your injury and begin treatment. Delayed care may weaken your claim.

2. Document Everything

Maintain detailed records of your injury, treatment, missed workdays, and related expenses. This documentation is critical for proving the full scope of your damages.

3. Understand Your Claim’s Value

Your settlement should cover medical costs, lost wages, long-term impacts, and any future medical needs. Consult an attorney to understand the potential value of your claim.

4. Avoid Early Settlements

Insurance companies often offer low-ball settlements to resolve claims quickly. Consult an experienced workers’ comp attorney to negotiate a fair settlement on your behalf.

5. Work with a Skilled Legal Team

At Shultz Legal, we have the expertise to handle complex workers’ compensation cases. We’ll advocate for your rights and ensure you receive the compensation you deserve.

Contact Shultz Legal Today

Navigating a workers’ comp claim can be overwhelming, but you don’t have to go through it alone. At Shultz Legal, we’re committed to helping injured workers secure the best possible outcomes for their cases.