Average Workers’ Comp Settlement for Bulging Disc

The average workers’ comp settlement for a bulging disc can range from $20,000 to $80,000 or more, depending on the severity of the injury, medical treatment required, lost wages, and whether surgery is involved. For workers in Maryland, local laws and case-specific details also impact the final payout. If you’ve suffered a bulging disc from a workplace accident, understanding what affects your settlement is crucial.

At Shultz Legal, we help injured workers throughout Maryland navigate the complexities of workers’ compensation to secure the compensation they deserve. Below, we break down what a bulging disc settlement typically includes, what affects the final amount, and how we can help maximize your claim.

A Bulging Disc Injury?

A bulging disc occurs when one of the discs between your spinal vertebrae extends beyond its normal boundary, often pressing on nearby nerves. This can lead to chronic pain, numbness, tingling, or weakness, especially in the back, legs, or arms. Unlike a herniated disc, a bulging disc may not always rupture the disc wall but can still be debilitating.

These injuries frequently result from repetitive lifting, twisting motions, slips and falls, or workplace accidents—especially in industries like construction, healthcare, transportation, and manufacturing.

Workers’ Comp Coverage for Bulging Disc Injuries in Maryland

In Maryland, workers’ compensation provides injured employees with benefits such as:

• Medical expenses (doctor visits, physical therapy, surgery)
  
• Temporary total disability (TTD) benefits while you're out of work
  
• Permanent partial disability (PPD) for lasting impairment
  
• Vocational rehabilitation, if needed to return to work
  

To qualify for benefits, you must report the injury promptly and demonstrate that it occurred in the course of your employment. This is where legal representation can make a major difference, especially if your claim is denied or underpaid.

Average Settlement Amounts for Bulging Disc Claims

Settlements vary widely, but here’s a general breakdown of what you might expect:

Keep in mind that these are averages, not guarantees. Every case is different. Factors like whether you return to work, require long-term care, or experience permanent limitations all play into your total compensation.

Factors That Influence a Bulging Disc Settlement

1. Medical Treatment and Surgery

If your injury requires conservative care (physical therapy, chiropractic care, medications), your settlement may fall on the lower end. However, if you require surgery, that can significantly increase the value of your claim.

2. Lost Wages and Ability to Work

The longer you're out of work, the more lost wages will factor into the settlement. If you’re unable to return to your job—or any job—this will substantially increase your compensation.

3. Permanent Impairment Ratings

Maryland uses a Permanent Partial Disability (PPD) rating system to determine how much an injured worker is entitled to if the injury results in long-term or permanent limitations. The higher your impairment rating, the higher your settlement is likely to be.

4. Pre-Existing Conditions

If you had prior back problems, insurance companies may argue that your current condition isn’t entirely work-related. A good attorney can help differentiate between your old condition and the current work injury to ensure full compensation.

5. Legal Representation

Statistically, injured workers who have legal representation receive higher settlements than those who handle claims on their own. At Shultz Legal, we ensure that your case is properly documented, your medical records are complete, and your rights are fully protected.

Timeline for Receiving a Workers’ Comp Settlement

In Maryland, the timeline for settling a workers' comp case can vary. Here's a general overview:

• Initial claim review and investigation: 1–3 months
  
• Medical treatment and maximum medical improvement (MMI): Several months to a year
  
• Negotiation or hearing: 1–3 months after MMI
  

Some claims are settled within 6–12 months, while others take longer if disputes arise or extensive treatment is needed. At Shultz Legal, we work to resolve your case as efficiently as possible while fighting for the maximum settlement available under Maryland law.

Can You Get a Lump Sum for a Bulging Disc Workers’ Comp Case?

Yes, in many cases, a bulging disc workers' comp settlement is paid as a lump sum, especially if the worker has reached Maximum Medical Improvement (MMI) and the parties agree on a fair compensation amount. Lump sum settlements offer the advantage of closing the case and providing immediate financial relief, but it’s important to ensure you’re not accepting less than you deserve.

Contact Shultz Legal Today

If you’re wondering what your workers’ comp settlement for a bulging disc might be worth, don’t leave it to chance. The insurance company will have experienced professionals on their side—you should too. Contact Shultz Legal today for a free consultation, and let us fight to get you the compensation you deserve.