January 31, 2024

Average Settlement for a Child in a Car Accident in Maryland

Car accidents are traumatic events, especially when they involve children. In Maryland, the legal and financial aspects of such accidents can be complex, particularly regarding settlements for minors. This article aims to provide insight into the average settlement for a child involved in a car accident in Maryland, considering various factors like injury severity, legal proceedings, and the state's unique laws.

To find out the exact information around settlements for children involved in car accidents, reach out to an auto accident attorney today.

Understanding Car Accident Claims in Maryland

Maryland's laws on car accidents are distinct, especially when a child is involved. When filing a claim, it's important to understand that Maryland follows a contributory negligence system. This means that if the child is found to be even slightly at fault, it could significantly impact the settlement amount. Moreover, the statute of limitations for filing a claim can vary when a minor is involved, offering a longer time frame compared to that for adults.

Tier 3 $15,000 - $25,000
Tier 2 $50,000 - $125,000
Tier 1 $200,000 - $500,000

In the realm of personal injury settlements, the severity of injuries sustained by the victim plays a pivotal role in determining the compensation amount. The categorization into tiers helps in understanding the potential settlement range based on the nature of the injuries:

Tier 1 Injuries: These involve catastrophic injuries like traumatic brain injuries or spinal cord damage, where settlements are higher due to the profound and permanent impact on the victim's life, including ongoing care and loss of income.

Tier 2 Injuries: Involving serious injuries such as broken bones, Tier 2 settlements account for significant medical treatment, possible future surgeries, and a recovery period that affects work and daily life.

Tier 3 Injuries: This tier includes less severe, soft tissue injuries like sprains, where settlements are lower but aim to cover medical costs and any temporary discomfort or work interruption the victim experiences.

Factors Influencing Settlement Amounts

Settlements for children in car accidents in Maryland are influenced by several factors:

Severity of Injuries

The severity of the child's injuries is a crucial factor in determining the settlement amount. Beyond immediate medical costs, surgeries, and rehabilitation, the settlement also considers the potential for future medical complications and any permanent disabilities. The impact of these injuries on the child's quality of life and their ability to perform regular activities is also taken into account, often leading to a substantial increase in settlement values.

Long-term Medical Needs

When a child requires ongoing treatment, therapy, or special care, such as long-term physiotherapy, counseling, or specialized medical equipment, the settlement reflects these extended needs. This consideration is particularly important for ensuring that the child's future health and well-being are adequately provided for, which can significantly elevate the settlement amount.

Liability and Fault

In Maryland's legal context, the issue of liability and fault plays a pivotal role. If the child is found partly at fault due to any reason, such as not following traffic rules or pedestrian guidelines, the settlement can be reduced. Conversely, if the other driver is entirely at fault, perhaps due to reckless or impaired driving, this generally results in a higher settlement, reflecting the driver's greater responsibility for the accident.

Child's Age

The age of the child is a significant consideration, with younger children often receiving higher settlements. This is due to the potential long-term effects of the accident on their development, education, and future opportunities. The settlement takes into account the years of care and support the child will need, especially if the accident impacts their ability to lead an independent life in the future.

Pain and Suffering

The settlement also accounts for the emotional trauma and psychological impact on the child. This includes anxiety, depression, post-traumatic stress, and other emotional disturbances resulting from the accident. The challenge in quantifying these aspects often leads to a careful evaluation by legal and psychological experts to ensure the settlement fairly compensates for these intangible damages.

Legal Considerations for Minors in Maryland

In Maryland, settlements involving minors must be approved by a court. This process ensures that the settlement is in the child's best interest. Additionally, a minor cannot legally represent themselves; a parent or guardian must be involved in the legal process. Understanding these nuances is critical for families navigating post-accident settlements.


Navigating the complexities of settlements for children in car accidents in Maryland requires a thorough understanding of various factors, from the severity of injuries and long-term medical needs to the nuances of liability, fault, and the child's age. The emotional impact, represented by pain and suffering, is also a critical component. These factors collectively influence the settlement outcome, emphasizing the need for expert legal guidance. If you find yourself in such a situation and require legal assistance, consider visiting Schultz Legal for professional advice and support tailored to your specific circumstances. Their expertise in Maryland law can provide invaluable assistance in navigating these challenging cases, ensuring the rights and well-being of the child are at the forefront.